Can You Buy Period Products with FSA?

Paying for Essential Period Products

Managing monthly periods can be stressful, and the cost of essential products like pads, tampons, and menstrual cups adds up. Many are unaware that they can use their Flexible Spending Account (FSA) to pay for these necessities. Are you missing out on this tax-saving benefit?

Yes, You Can Use FSA to Buy Period Products!

The good news is that period products are considered eligible expenses under FSA, thanks to updates in legislation, like the CARES Act of 2020. This means you can use pre-tax dollars to purchase products such as:

• Sanitary pads
• Tampons
• Menstrual cups
• Disposable period underwear
• Heating pads or patches for menstrual cramps

Purchases can be made using your FSA debit card or through reimbursement after submitting receipts.

Keep Reading to Maximize Savings and Convenience

FSA accounts not only save you money but also make purchasing easier. Let’s dive into what stores accept FSA payments, how to set up an account, and the key benefits of leveraging FSA for period care. 

Where Can You Buy Period Products with FSA?

1. Online Retailers
• Amazon: Use the “FSA or HSA Eligible” filter to find approved products.
• Walmart & Target: Their online stores have dedicated FSA-eligible sections.
• CVS & Walgreens: Both pharmacies allow FSA payments for a wide range of period care items.
2. Pharmacies and Grocery Stores
   Many major chains accept FSA debit cards in-store for eligible purchases. Look for product labels or ask a store associate for assistance.
3. Specialty Stores
   Some brands like HappieMoon (specializing in teen and tween period care) directly accept FSA payments for products like disposable period panties and heating patches. 

Benefits of Using FSA for Period Products

1. Save on Taxes
   FSA dollars are pre-tax, reducing your taxable income and saving you money.
2. Convenience
   FSA debit cards make it easy to pay for approved items without needing reimbursements.
3. Budget-Friendly
   Planning your FSA contributions means you can allocate funds specifically for period products. 

How to Get an FSA Account?

1. Check Employer Benefits
   FSA accounts are often provided as part of workplace benefits. Check with your HR department.
2. Set Up Contributions
   Decide how much to allocate each year. The IRS sets annual contribution limits ($3,050 in 2024).
3. Keep Track of Expenses
   Save receipts and use online tools to track your FSA balance.

 Conclusion

Using an FSA for period products is a smart, tax-saving choice. Products like pads, tampons, and menstrual cramp patches are FSA-eligible and available at major retailers. With a little planning, you can manage your period care expenses more effectively while staying within budget. Don’t leave money on the table—make the most of your FSA benefits today!